WEBVTT Kind: captions Language: eng 00:00:10.926 --> 00:00:14.714 At Triodos Bank, we use money as a force for good. 00:00:14.714 --> 00:00:17.678 And 2022 was no different. 00:00:17.678 --> 00:00:23.151 We push boundaries in the financial sector by challenging the status quo. 00:00:23.151 --> 00:00:26.907 Every year we raise the bar, together with our community 00:00:26.907 --> 00:00:30.742 of more than 740,000 change makers. 00:00:31.558 --> 00:00:34.249 We’ve crunched the numbers for you. 00:00:34.249 --> 00:00:37.412 This is the impact we had in 2022. 00:01:51.360 --> 00:01:55.577 As one of the world’s most sustainable banks, we love to do things differently. 00:01:55.577 --> 00:01:59.439 Triodos Bank is the first Dutch lender to launch a mortgage 00:01:59.439 --> 00:02:04.624 where the interest rate is linked to the choice of materials used for building houses. 00:02:06.000 --> 00:02:10.011 We also want to contribute to a more inclusive housing market. 00:03:06.631 --> 00:03:13.230 In 2022, Triodos Bank really showed the difference a sustainable bank can make in challenging circumstances. 00:03:13.230 --> 00:03:20.252 This is thanks to our continued focus on financing initiatives that make a difference 00:03:20.252 --> 00:03:22.488 in people’s lives and for our planet. 00:03:23.017 --> 00:03:26.696 This positive impact was backed by sound financial performance, 00:03:26.696 --> 00:03:30.519 especially during the second half of the year. 00:03:37.020 --> 00:03:40.430 The return to positive interest rates, marks the end of a challenging period 00:03:40.430 --> 00:03:43.446 through which we navigated well. 00:03:43.764 --> 00:03:49.265 It also marks a promising development, for our future. 00:04:22.009 --> 00:04:25.416 We could not achieve this without the great community 00:04:25.416 --> 00:04:28.574 of customers, investors, entrepreneurs and co-workers. 00:04:30.579 --> 00:04:34.798 In 2023 we will continue our work together. 00:04:34.798 --> 00:04:41.753 With our customers, we stay committed to our ambition to be net-zero by 2035. 00:04:41.753 --> 00:04:45.902 It’s our mission to fuel the transition our society needs 00:04:45.902 --> 00:04:51.417 and to ensure people can live fulfilling lives on a thriving planet. 00:04:53.049 --> 00:04:57.485 Thank you for being part of our movement for change.