WEBVTT

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Inclusio is a real estate corporation
with social ambitions,

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particularly in the residential sphere.

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There is an acute need for social housing
and waiting lists are constantly growing.

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The waiting lists
in Flanders stretched to 135,000 applications in 2017.

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A year later, in 2018, another 20,000 applications had been added.

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And the same happened in the other two of the country’s regions.

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This is the context for Inclusio’s model.

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How do we operate?

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We buy existing buildings
or have buildings developed.

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We lease these to public institutions,
such as social housing agencies,

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below the market rate.

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This enables social housing agencies
to make flats available

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to the most vulnerable people in society,
people who are on waiting lists

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and who need affordable accommodation.

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We have an enhanced social objective
for a proportion of our real estate.

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We are keen to reach the most vulnerable people.

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These properties are intended for migrants,
the homeless, the disabled.

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We have a well-defined strategy:

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around 25% of our real estate is intended for them.

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The fact that a solid social objective can go hand in hand with
sufficient returns

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on our activities in the real estate sector is now proven.

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Triodos Bank’s impact is important
because we do have our own capital,

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but this needs to be reinforced
with other sources of finance.

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The bank has provided us with a credit line for the past 18 months,
which will enable us to keep growing

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and to continue buying other buildings.

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We have shared values
and the confidence that Triodos Bank has in us

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serves as hard evidence
of the credibility of our model.